Panaloyal Privacy Policy

Panaloyal collects the following types of information from users when using our platform:

- Personal Information: name, email address, phone number, and payment or billing details.

- Technical Information: IP address, device type, operating system, browsing details, and usage behavior.

- Usage Data: interaction with digital cards, functionalities used, and access times.

- Payment Data: details necessary to process payments, but we do not store sensitive information such as full credit card numbers.

- Provide our services: creation, management, and distribution of digital loyalty cards.

- Support and Customer Care: technical assistance and response to requests.

- Compliance with Legal Obligations: adherence to Law 81 on the Protection of Personal Data of Panama.

- Improve User Experience: internal analysis and sending of relevant communications.

- Payment Management: process payments and manage subscriptions.

- User Consent: processing based on your explicit consent.

- Execution of a Contract: data necessary to fulfill the contract between you and Panaloyal.

- Compliance with Legal Obligations: processing to comply with Law 81 of Panama.

- Legitimate Interests: improvement of the platform and fraud prevention.

- Create and manage digital loyalty cards.

- Send communications about new features and updates.

- Process payments and manage subscriptions.

- Analyze usage behavior to improve the platform.

- Comply with our legal obligations and resolve disputes.

- Panaloyal will store personal data only for as long as necessary to fulfill the established purposes.

- Payment and billing data will be kept according to legal fiscal terms.

- Other data will be kept as long as you are an active user of the platform.

- We implement appropriate technical, physical, and organizational measures to protect data.

- We do not guarantee absolute security due to the inherent limitations of data transmissions over the Internet.

- Access: request access to the personal data we have about you.

- Rectification: correct incorrect or incomplete personal data.

- Cancellation: request the deletion of your data, except for legal reasons to retain them.

- Opposition: object to processing in certain circumstances.

- Portability: request the transfer of your data to another service.

- Revocation of Consent: revoke your consent at any time.

- Service Providers: we share data with third parties to process payments or offer technical services.

- Law Compliance: we disclose data if required by law or through a legal process.

- International Transfers: we take measures to ensure security standards in services outside of Panama.

- Panaloyal uses cookies to improve user experience, analyze traffic, and personalize content.

- You can control the use of cookies through your browser; however, some functionalities may not be available if you disable them.

- Panaloyal may modify this policy at any time.

- Any change will be notified on the platform and, if necessary, your consent will be requested again.

Email: info@panaloyal.com

Address: Vía Argentina, Bella Vista, Panama